This is a Look at Instant Checkmate Litigation. I’m not a lawyer so I am not telling you what to do, but I am stating my personal opinion. The whole concept behind instant background checks, and the people who use them for fraud reasons, are very disturbing to me. Why is it that some people will go to great lengths to fabricate criminal records when there is a simple, easy process to doing them the right way?
Instant Checkmate Lawsuit
Background history checks are used by large corporations and now even small companies, to determine if an applicant is of sound mind and cannot be trusted. These days most employers perform background checks as part of the pre-employment screening process. These background checks can be run through the Internet or by telephone. Either way they will get the basic information on the applicants. Usually this includes date of birth, address, social security number, military, driving records, etc. Some more advanced searches may also provide information about bankruptcy, divorce, marriage and much more.
Some of these background checks can seem a little too intrusive. For example, an employer may appear to dig deep into your past just to discover things that may seem irrelevant at the time, but may later come back to bite you in the end. A former employee who lied on a resume, or who was fired from a company for lying, may appear as a criminal through sheer curiosity. Just because they seem harmless, doesn’t mean they are!
Another example of this is when a person applies for credit and is denied.
They may have been turned down based on their criminal records and will file a lawsuit based on the fact that this is discrimination. The fact that they were able to get a copy of their credit report, and an online background check to confirm their fears, can mean the difference between getting the credit they deserve, and having to file a federal complaint. The Fair Credit Reporting Act also protects you when you apply for employment.
The free credit reporting act also requires that any background check for employment include accurate information.
This information must be provided for you, and if it isn’t then you have the right to ask for a retraction. The Fair Credit Reporting Act also guarantees you a free credit reporting once every 12 months. You can request one from any of the three major credit reporting agencies (Equifax, Experian, and TransUnion) once a year.
The reason why this information is important, is that you are looking to protect yourself, your family, your job and your business.
There are many ways for people to defraud you and get away with it. However, employers, landlords, and creditors are required by law to obtain your credit reports and perform background checks. If they fail to do so, they are legally responsible for any false information in your credit reports. This includes falsifying information about your past, your current address, or even applying for loans in your name, without your consent.
There are many reasons why you may appear different on different credit reports, including your social security number, birth date, gender, and many other pieces of information.
This can be used to intentionally make you look bad, and then use it as a means of employment history checks. The Fair Credit Reporting Act also requires that employers make use of these background checks as a means of determining whether or not an applicant is suitable for employment.
Instant Checkmate lawsuit information is designed to help you prevent this from happening to you. If you suspect that you have been a victim of identity theft, or that you have mistakenly provided false information on your credit report, then you have the right to file a complaint against the company that has provided inaccurate information on your credit report. You have the right to request a copy of your credit report or to challenge the accuracy of certain elements contained in it. You should not allow a situation to arise where you end up suffering the wrong consequences because of an incorrect report from a background check company.